Plain-English updates on CHOICE Arrangements (ICHRA), compliance deadlines, legislation, and the market forces shaping your employer clients' renewals.
Employers expect the biggest health benefit cost increase in more than two decades, individual market premiums are rising again, and ICHRA now goes by a new name. Here's a checklist of numbers, deadlines, and conversations to cover before plan year 2027.
The IRS set the 2027 required contribution percentage at 10.22%, the first time it has topped 10%. Here's what that means for group plan contributions, ICHRA allowances, and penalty exposure, along with the new 2027 employer shared responsibility amounts.
The Consolidated Appropriations Act, 2026, signed February 3, adds federal PBM reporting and 100% rebate pass-through requirements for employer group health plans. Here's what's in it, when it takes effect, and why it's a good moment to revisit your own compensation disclosures.
Employers have new flexibility for 2025 ACA reporting, including the option to furnish Forms 1095-C on request instead of mailing them to everyone. Here are the 2026 deadlines, the changes from two December 2024 laws, and what ICHRA sponsors need to report.
The IRS set the 2026 required contribution percentage at 9.96%, up from 9.02% for 2025, after changing how premium growth is measured. Here's how the new figure affects group plan contributions, ICHRA allowances, and penalty exposure for 2026 plan years.